PensionMisSelling.ie
Independent Clarity for Pension Investors
Were You Sold the Wrong Pension Investment?
If your pension was invested in a high-risk, unregulated, complex or poorly explained product — you may have been mis-sold.
We help you understand:
- What pension mis-selling looks like
- Whether your investment was suitable
- What your broker was required to disclose
- How to raise a structured complaint
What Is Pension Mis-Selling?
Pension mis-selling occurs where a financial broker or advisor:
- Recommends an investment that does not align with your risk profile
- Fails to properly assess suitability
- Does not clearly explain how the investment works
- Fails to distinguish between regulated and unregulated elements
- Does not highlight material risks
- Fails to disclose commissions or conflicts of interest
- Does not provide ongoing updates when performance deteriorates
Many complaints arise not because an investment performed poorly — but because the process leading to the recommendation was flawed.
Common Red Flags
You may wish to investigate further if:
- Your pension was invested in a loan note or structured product
- You were not clearly told whether the investment was authorised or regulated
- You did not receive a detailed suitability statement
- Risk warnings were buried in technical documentation
- You were unaware of commission payments
- You were not updated when the investment underperformed
- A large portion of your pension was concentrated in one product
What We Provide
- A structured pension review checklist
- A guide to the questions you should ask your broker
- A template complaint framework
- Educational material on regulatory obligations
- A directory of transparent financial advisors
Our aim is simple: clarity, transparency and informed decision-making.
Start Here → Check If Your Pension Was Properly Advised